Rent Or Mortgage Due? 5 Ways To Get Cash Fast


If you have rent or a mortgage payment due and you're broke, don't panic. Take a few deep breaths and look at your options. Here are five ways you can get cash fast:

1. Sell or pawn unnecessary items

When you're faced with an emergency, how much do you really need your TV, gaming systems, or jewelry? You can sell or pawn these items for extra cash. If you know you'll have the money later, pawning is the best way to exchange your belongings for money. With a pawn, you get money, and the pawn shop holds your items for a certain amount of time. If you return within this time frame and pay the pawn shop back plus interest, you get your valuables back.

2. Payday loans

A payday loan is simply an advance on a paycheck. You can get a payday loan even if you have bad credit since your paycheck is the collateral. All you need to get a payday loan in many areas is proof of employment and your last few pay stubs. You can even apply for a payday loan online and have the money directly deposited into your bank account. When you get your paycheck, you pay back the amount you borrowed plus interest. You can even receive a payday advance directly through your employer.

3. Cash advances

While you can't pay your rent with a credit card, your credit card company may offer cash advances. To get a cash advance from your credit card, simply go to an ATM or bank and use your credit card. This is the easiest way to borrow money to get cash. However, cash advances come with extra fees. The interest rate is also higher than regular purchases, and typically there's no grace period. If you don't have a credit card, you can get a cash advance from a cash advance company, such as The Money Place. You can apply for many cash advances online.

4. Do odd jobs

If you have the hours to spare after work, you can make quick cash by doing odd jobs for friends, family, and neighbors. Here are a few ideas that can net you cash:

  • Yard work
  • Snow removal
  • Babysitting
  • Cleaning
  • Street performance
  • Selling baked goods
  • Basic maintenance or repair
  • Changing oil, air filters, or pumping tires.

5. Seek help

If you're a low income earner or belong to a low income household, you can get help from many organizations. There are organizations that give grants to low income earners to pay for rent. You don't need to pay back grant money. You can also apply for federal assistance from your state. You can ask your church or religious organization for rent assistance or go to a local charity like the Salvation Army.

These are five ways to get cash fast. If your rent is due soon, don't panic and take action today.


14 January 2016

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